:root{
  --navy:#0B2D5B;
  --navy-dark:#071D3A;
  --royal:#1E5BDA;
  --gold:#D4AF37;
  --gold-soft:#F2D978;
  --slate:#64748B;
  --light:#E5E7EB;
  --cream:#FBFAF6;
  --white:#FFFFFF;
  --ink:#11233E;
  --line:#DCE4EC;
  --soft:#EEF4FA;
  --shadow:0 20px 60px rgba(11,45,91,.12);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--ink);
  background:var(--cream);
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  line-height:1.65;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button,input,textarea,select{font:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.topbar{background:var(--navy-dark);color:#dce7f4;font-size:.88rem}
.topbar .container{min-height:38px;display:flex;justify-content:space-between;align-items:center;gap:20px}
.topbar a{color:white;font-weight:800}
.site-header{
  position:sticky;top:0;z-index:80;
  background:rgba(251,250,246,.96);
  backdrop-filter:blur(12px);
  border-bottom:1px solid rgba(11,45,91,.08);
}
.nav{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:26px}
.brand{display:flex;align-items:center;min-width:275px}
.brand img{height:58px;width:auto;object-fit:contain}
.navlinks{display:flex;align-items:center;gap:24px;font-size:.94rem;font-weight:800;color:#334862}
.navlinks a:hover{color:var(--royal)}
.navlinks .quote{background:var(--navy);color:white;padding:11px 17px;border-radius:999px}
.menu-btn{display:none;border:0;background:var(--navy);color:white;border-radius:10px;padding:10px 13px;font-weight:900}
.mobile-menu{display:none;padding:0 0 18px}
.mobile-menu a{display:block;padding:10px 0;border-top:1px solid var(--line);font-weight:800}
.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(circle at 88% 8%, rgba(212,175,55,.18), transparent 27%),
    linear-gradient(135deg,#fdfcf8 0%,#f3f7fb 60%,#e8f0f8 100%);
  padding:92px 0 76px;
}
.hero:after{
  content:"";position:absolute;right:-110px;top:-130px;width:420px;height:420px;
  border:1px solid rgba(30,91,218,.11);border-radius:50%;
}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:70px;align-items:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:9px;
  text-transform:uppercase;letter-spacing:.18em;font-weight:900;font-size:.76rem;color:var(--royal)
}
.eyebrow:before{content:"";width:34px;height:3px;background:var(--gold);border-radius:99px}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy-dark)}
h1{font-size:clamp(3.15rem,6vw,5.9rem);line-height:.98;letter-spacing:-.045em;margin:18px 0 24px}
.hero p{font-size:1.17rem;color:#50637A;max-width:720px}
.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:13px 20px;border-radius:10px;font-weight:900;border:1px solid transparent;
  transition:.18s;cursor:pointer
}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--gold);color:var(--navy-dark);box-shadow:0 10px 25px rgba(212,175,55,.22)}
.btn-secondary{border-color:#9aacbf;color:var(--navy-dark);background:transparent}
.hero-proof{display:flex;flex-wrap:wrap;gap:18px;margin-top:27px;color:#53657A;font-size:.91rem}
.hero-proof span{display:flex;align-items:center;gap:8px}
.hero-proof i{width:8px;height:8px;border-radius:50%;background:var(--gold)}
.hero-visual{
  min-height:510px;border-radius:26px;
  background:linear-gradient(155deg,var(--navy-dark),var(--navy));
  position:relative;overflow:hidden;box-shadow:var(--shadow);
  padding:36px;display:flex;flex-direction:column;justify-content:space-between
}
.hero-visual:before{
  content:"";position:absolute;right:-100px;top:-95px;width:330px;height:330px;
  border-radius:50%;border:1px solid rgba(255,255,255,.13)
}
.hero-logo{
  background:white;border-radius:18px;padding:26px;position:relative;z-index:2;
  box-shadow:0 10px 35px rgba(0,0,0,.08)
}
.hero-logo img{width:100%;height:auto}
.hero-message{position:relative;z-index:2;color:white;margin-top:28px}
.hero-message h3{color:white;font-size:1.85rem;margin:0 0 10px}
.hero-message p{color:#D4E0EC;font-size:.98rem;margin:0}
.hero-stripe{
  height:7px;width:90px;background:linear-gradient(90deg,var(--gold),var(--gold-soft));
  border-radius:99px;margin-bottom:18px
}
.trustbar{background:white;border-block:1px solid var(--line)}
.trustgrid{display:grid;grid-template-columns:repeat(4,1fr)}
.trustitem{text-align:center;padding:22px;border-right:1px solid var(--line)}
.trustitem:last-child{border-right:0}
.trustitem b{display:block;color:var(--navy-dark);font-size:.96rem}
.trustitem span{display:block;color:var(--slate);font-size:.83rem;margin-top:3px}
section{padding:86px 0}
.section-head{max-width:800px;margin-bottom:34px}
.section-head h2{font-size:clamp(2.15rem,4.1vw,3.65rem);line-height:1.08;margin:10px 0 14px;letter-spacing:-.025em}
.section-head p{color:var(--slate);font-size:1.04rem}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{
  background:white;border:1px solid var(--line);border-radius:var(--radius);
  padding:26px;transition:.18s
}
.card:hover{transform:translateY(-4px);box-shadow:0 16px 38px rgba(11,45,91,.08)}
.num{font-weight:950;letter-spacing:.14em;color:var(--gold);font-size:.8rem}
.card h3{font-size:1.35rem;margin:13px 0 8px}
.card p{color:var(--slate);font-size:.94rem;margin:0}
.categories{background:var(--navy-dark);color:white;position:relative;overflow:hidden}
.categories:after{
  content:"";position:absolute;right:-180px;bottom:-220px;width:520px;height:520px;
  border:1px solid rgba(255,255,255,.1);border-radius:50%
}
.categories .section-head h2{color:white}
.categories .section-head p{color:#C6D3E2}
.catgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;position:relative;z-index:2}
.cat{min-height:132px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.055);border-radius:15px;padding:20px}
.cat .dot{width:10px;height:10px;border-radius:50%;background:var(--gold);margin-bottom:15px}
.cat b{display:block}
.cat span{display:block;color:#BFCBDA;font-size:.86rem;margin-top:4px}
.cat-note{position:relative;z-index:2;margin-top:18px;color:#C6D3E2;font-size:.91rem}
.twocol{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}
.panel{background:white;border:1px solid var(--line);border-radius:22px;padding:34px;box-shadow:var(--shadow)}
.servegrid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.serve{background:var(--soft);border-radius:12px;padding:16px;font-weight:850;color:var(--navy-dark)}
.values{display:grid;gap:16px}
.value{display:grid;grid-template-columns:54px 1fr;gap:15px;align-items:start}
.value-icon{width:54px;height:54px;display:grid;place-items:center;border-radius:14px;background:#fff4ca;border:1px solid #ebd98f;color:var(--navy);font-weight:950}
.value h3{font-size:1.25rem;margin:0 0 4px}
.value p{margin:0;color:var(--slate);font-size:.94rem}
.process{background:#F0F4F8}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{
  background:white;border:1px solid var(--line);border-top:4px solid var(--gold);
  border-radius:15px;padding:25px
}
.step span{font-size:.77rem;letter-spacing:.15em;font-weight:900;color:var(--royal)}
.step h3{font-size:1.25rem;margin:9px 0}
.step p{color:var(--slate);font-size:.91rem;margin:0}
.cta{background:linear-gradient(125deg,var(--navy-dark),#123E72);color:white;padding:72px 0}
.cta-wrap{display:flex;justify-content:space-between;align-items:center;gap:45px}
.cta h2{color:white;font-size:clamp(2.1rem,4vw,3.35rem);line-height:1.08;margin:6px 0 10px}
.cta p{color:#CAD7E7;max-width:720px}
.page-hero{
  background:linear-gradient(135deg,#fdfcf8,#edf3f8);
  padding:72px 0;border-bottom:1px solid var(--line)
}
.page-hero h1{font-size:clamp(2.7rem,5vw,4.8rem);margin-bottom:16px}
.page-hero p{max-width:760px;color:var(--slate);font-size:1.06rem}
.content-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.list-card ul{padding-left:20px;margin-bottom:0}
.list-card li{margin:9px 0;color:#47596E}
.notice{background:#FFF8DC;border:1px solid #E9D58D;border-radius:14px;padding:18px;color:#594A17}
.form-wrap{display:grid;grid-template-columns:.78fr 1.22fr;gap:40px;align-items:start}
.form-card{background:white;border:1px solid var(--line);border-radius:22px;padding:30px;box-shadow:var(--shadow)}
.field{display:grid;gap:7px;margin-bottom:17px}
.field label{font-weight:850;color:var(--navy-dark)}
.field input,.field textarea,.field select{
  width:100%;padding:13px 14px;border:1px solid #BFCBDA;border-radius:10px;background:white;color:var(--ink)
}
.field textarea{min-height:145px;resize:vertical}
.field small{color:var(--slate)}
.form-card button{width:100%}
.contact-list{display:grid;gap:14px;margin-top:22px}
.contact-item{background:white;border:1px solid var(--line);border-radius:13px;padding:17px}
.contact-item b{display:block;color:var(--navy-dark)}
.contact-item span,.contact-item a{color:var(--slate)}
.legal{max-width:850px}
.legal h2{font-size:1.8rem;margin-top:34px}
.legal h3{font-size:1.25rem;margin-top:25px}
.legal p,.legal li{color:#4B5D72}
footer{background:#06162F;color:#C6D2DF;padding:52px 0 25px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px}
.footer-logo{display:inline-block;background:white;border-radius:12px;padding:10px 13px}
.footer-logo img{height:56px;width:auto}
footer h4{color:white;margin:0 0 12px}
footer a{display:block;margin:7px 0;color:#C6D2DF}
footer p{max-width:520px}
.bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;font-size:.84rem;display:flex;justify-content:space-between;gap:20px}
.success{display:none;background:#e9f7ee;border:1px solid #afd5bb;color:#174f2b;padding:13px;border-radius:10px;margin-bottom:15px}
@media(max-width:980px){
  .navlinks{display:none}.menu-btn{display:block}
  .mobile-menu.open{display:block}
  .hero-grid,.twocol,.form-wrap{grid-template-columns:1fr}
  .grid4,.catgrid,.steps{grid-template-columns:1fr 1fr}
  .hero-visual{min-height:auto}
  .trustgrid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .container{width:min(100% - 26px,1180px)}
  .topbar{display:none}
  .brand{min-width:0}.brand img{height:45px}
  .hero{padding:60px 0}.hero-grid{gap:35px}
  h1{font-size:3rem}
  .hero-visual{padding:22px}
  .grid4,.catgrid,.steps,.servegrid,.content-grid,.footer-grid{grid-template-columns:1fr}
  .trustgrid{grid-template-columns:1fr}
  .trustitem{border-right:0;border-bottom:1px solid var(--line)}
  .cta-wrap{display:block}.cta .btn{margin-top:18px}
  .bottom{display:block}
}